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Cash back, travel perks, or a fresh start? Find a fit for your everyday.

Illustrative cards & advertiser disclosure. LendingHookup is a comparison experience. The cards, issuers, rates and offers currently shown are illustrative examples, not live offers. We may receive compensation if affiliate offers are added. Rewards and intro values are estimates; required spend, annual fees, transfer fees and variable APRs apply. Approval is not guaranteed. Review the issuer’s current terms before applying.

8 cards match

Illustrative cards · No approval guarantee
Atlas Bank
Atlas Rewards Signature
•••• •••• •••• 0000
RewardsTravel

Atlas Rewards Signature

Flexible points for people who fly more than they file expense reports.

$750 est. intro value · $4,000 spend in 3 months

Purchase APR
20.24%–28.99% variable
Annual fee
$95
Balance transfer fee
5% (min $5)
Foreign transaction fee
None
Rewards
5x travel booked through Atlas, 3x dining, 2x all other travel, 1x everything else

Intro offer: 60,000 bonus points, valued at about $750 when redeemed for travel — estimated value $750, requires $4,000 in spend within 3 months.

  • Points transfer to 14 airline and hotel partners
  • No foreign transaction fees
  • $50 annual hotel credit through the Atlas portal
  • $95 annual fee
  • Weak grocery earn rate
  • Best value requires travel redemptions

Rates and fees are estimates and vary by creditworthiness. See full disclosure below.

Atlas Bank
Atlas Everyday Cash
•••• •••• •••• 0000
Cash back

Atlas Everyday Cash

Flat-rate cash back with nothing to activate or track.

$200 est. intro value · $500 spend in 3 months

Purchase APR
19.24%–29.24% variable
Annual fee
$0
Balance transfer fee
3% intro, then 5%
Foreign transaction fee
3%
Rewards
2% cash back on every purchase, no categories, no caps

Intro offer: $200 cash bonus after qualifying spend — estimated value $200, requires $500 in spend within 3 months.

Intro APR: 0% for 15 months on purchases and balance transfers, then 19.24%–29.24% variable.

  • No annual fee
  • Simple flat 2% on everything
  • 15-month 0% intro APR
  • 3% foreign transaction fee
  • No bonus categories to accelerate earning

Rates and fees are estimates and vary by creditworthiness. See full disclosure below.

Northline Financial
Northline Zero Balance Transfer
•••• •••• •••• 0000
Balance transfer

Northline Zero Balance Transfer

A long runway to clear a balance without interest piling on.

0% intro APR for 21 months

Purchase APR
18.49%–28.49% variable
Annual fee
$0
Balance transfer fee
3% (min $5) on transfers in first 120 days
Foreign transaction fee
3%
Rewards
No rewards program — built purely for interest savings

Intro APR: 0% for 21 months on balance transfers, 12 months on purchases, then 18.49%–28.49% variable.

  • 21 months of 0% intro APR on transfers
  • No annual fee
  • Free monthly credit score
  • No rewards
  • Transfer must post within 120 days
  • 3% transfer fee applies

Rates and fees are estimates and vary by creditworthiness. See full disclosure below.

Northline Financial
Northline Market 5%
•••• •••• •••• 0000
Cash backRewards

Northline Market 5%

Grocery-forward cash back for households that cook.

$250 est. intro value · $1,500 spend in 3 months

Purchase APR
19.99%–29.99% variable
Annual fee
$0
Balance transfer fee
5% (min $5)
Foreign transaction fee
3%
Rewards
5% at grocery stores (on up to $6,000/yr), 3% online, 1% everywhere else

Intro offer: $250 statement credit after qualifying spend — estimated value $250, requires $1,500 in spend within 3 months.

Intro APR: 0% for 12 months on purchases, then 19.99%–29.99% variable.

  • Strong 5% grocery rate
  • No annual fee
  • 3% online shopping rate
  • $6,000 annual grocery cap
  • No travel protections
  • Foreign transaction fee

Rates and fees are estimates and vary by creditworthiness. See full disclosure below.

Meridian Card Co.
Meridian Horizon Elite
•••• •••• •••• 0000
TravelRewards

Meridian Horizon Elite

Premium travel credits for frequent flyers who use every perk.

$1,100 est. intro value · $6,000 spend in 6 months

Purchase APR
21.99%–30.49% variable
Annual fee
$395
Balance transfer fee
5% (min $10)
Foreign transaction fee
None
Rewards
4x travel and dining, 2x everything else, plus a $300 annual travel credit

Intro offer: 80,000 miles, valued at about $1,100 toward travel — estimated value $1,100, requires $6,000 in spend within 6 months.

  • $300 annual travel credit
  • Airport lounge access
  • No foreign transaction fees
  • $395 annual fee
  • Requires excellent credit
  • Perks only pay off with regular travel

Rates and fees are estimates and vary by creditworthiness. See full disclosure below.

Meridian Card Co.
Meridian Start Secured
•••• •••• •••• 0000
Student & starterCash back

Meridian Start Secured

A first card that reports to all three bureaus and still pays you back.

Purchase APR
24.99%–29.99% variable
Annual fee
$0
Balance transfer fee
Not offered
Foreign transaction fee
None
Rewards
1.5% cash back on all purchases, with an automatic credit-line review at 7 months
  • Refundable security deposit from $200
  • No annual fee
  • No foreign transaction fees
  • Deposit required
  • High ongoing APR
  • No intro APR offer

Rates and fees are estimates and vary by creditworthiness. See full disclosure below.

Harbor Trust
Harbor Flex Business
•••• •••• •••• 0000
BusinessRewardsCash back

Harbor Flex Business

Category flexibility for small teams with lumpy spend.

$900 est. intro value · $7,500 spend in 3 months

Purchase APR
20.49%–27.49% variable
Annual fee
$0
Balance transfer fee
4% (min $5)
Foreign transaction fee
None
Rewards
3% in a category you choose each quarter, 1.5% on everything else

Intro offer: $900 in statement credits after qualifying spend — estimated value $900, requires $7,500 in spend within 3 months.

Intro APR: 0% for 12 months on purchases, then 20.49%–27.49% variable.

  • Free employee cards
  • Choose your own 3% category
  • No annual fee
  • High required spend for the bonus
  • Business documentation required

Rates and fees are estimates and vary by creditworthiness. See full disclosure below.

Harbor Trust
Harbor ClearPath Transfer
•••• •••• •••• 0000
Balance transferCash back

Harbor ClearPath Transfer

Pay down a balance now, earn cash back after.

0% intro APR for 18 months

Purchase APR
17.99%–27.99% variable
Annual fee
$0
Balance transfer fee
3% (min $5)
Foreign transaction fee
3%
Rewards
1.5% cash back on all purchases once the intro period ends

Intro APR: 0% for 18 months on balance transfers and purchases, then 17.99%–27.99% variable.

  • 18 months 0% on transfers and purchases
  • Lowest ongoing APR floor in our set
  • No annual fee
  • Modest rewards rate
  • 3% transfer fee
  • Foreign transaction fee

Rates and fees are estimates and vary by creditworthiness. See full disclosure below.

Illustrative cards & advertiser disclosure. LendingHookup is a comparison experience. The cards, issuers, rates and offers currently shown are illustrative examples, not live offers. We may receive compensation if affiliate offers are added. Rewards and intro values are estimates; required spend, annual fees, transfer fees and variable APRs apply. Approval is not guaranteed. Review the issuer’s current terms before applying.