Meridian Card Co. credit cards

A premium-leaning issuer with a lounge-access travel card and an accessible secured starter card.

Cards tracked
2
APR range
21.99%–30.49%
Annual fees
$0–$395
Headquarters
Atlanta, GA

Card categories

Premium travel

Lounge access, travel credits, and 4x category earning.

Credit building

Secured card with automatic credit-line reviews.

Rewards, APRs and fees at a glance

CardRewardsIntro offerAPR rangeAnnual feeTransfer fee
Meridian Horizon Elite4x travel and dining, 2x everything else, plus a $300 annual travel credit$1,100 est. value after $6,000 in 6 mo21.99%–30.49% variable$3955% (min $10)
Meridian Start Secured1.5% cash back on all purchases, with an automatic credit-line review at 7 monthsNone24.99%–29.99% variable$0Not offered

Pros

  • Genuine premium travel benefits
  • Clear path from secured to unsecured
  • No foreign transaction fees

Cons

  • Premium annual fee is high
  • Top card requires excellent credit

All Meridian Card Co. cards

Meridian Card Co.
Meridian Horizon Elite
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TravelRewards

Meridian Horizon Elite

Premium travel credits for frequent flyers who use every perk.

Purchase APR
21.99%–30.49% variable
Annual fee
$395
Balance transfer fee
5% (min $10)
Foreign transaction fee
None
Rewards
4x travel and dining, 2x everything else, plus a $300 annual travel credit

Intro offer: 80,000 miles, valued at about $1,100 toward travel — estimated value $1,100, requires $6,000 in spend within 6 months.

  • $300 annual travel credit
  • Airport lounge access
  • No foreign transaction fees
  • $395 annual fee
  • Requires excellent credit
  • Perks only pay off with regular travel

Rates and fees are estimates and vary by creditworthiness. See full disclosure below.

Meridian Card Co.
Meridian Start Secured
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Student & starterCash back

Meridian Start Secured

A first card that reports to all three bureaus and still pays you back.

Purchase APR
24.99%–29.99% variable
Annual fee
$0
Balance transfer fee
Not offered
Foreign transaction fee
None
Rewards
1.5% cash back on all purchases, with an automatic credit-line review at 7 months
  • Refundable security deposit from $200
  • No annual fee
  • No foreign transaction fees
  • Deposit required
  • High ongoing APR
  • No intro APR offer

Rates and fees are estimates and vary by creditworthiness. See full disclosure below.

Illustrative cards & advertiser disclosure. LendingHookup is a comparison experience. The cards, issuers, rates and offers currently shown are illustrative examples, not live offers. We may receive compensation if affiliate offers are added. Rewards and intro values are estimates; required spend, annual fees, transfer fees and variable APRs apply. Approval is not guaranteed. Review the issuer’s current terms before applying.