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Atlas Bank credit cards

A national issuer known for transferable travel points and a straightforward flat-rate cash back card.

Cards tracked
2
APR range
19.24%–29.24%
Annual fees
$0–$95
Headquarters
Chicago, IL

Card categories

Travel rewards

Transferable points with 14 airline and hotel partners.

Flat-rate cash back

Simple 2% earning with no category tracking.

Rewards, APRs and fees at a glance

CardRewardsIntro offerAPR rangeAnnual feeTransfer fee
Atlas Rewards Signature5x travel booked through Atlas, 3x dining, 2x all other travel, 1x everything else$750 est. value after $4,000 in 3 mo20.24%–28.99% variable$955% (min $5)
Atlas Everyday Cash2% cash back on every purchase, no categories, no caps$200 est. value after $500 in 3 mo19.24%–29.24% variable$03% intro, then 5%

Pros

  • Transfer partners add real redemption value
  • No-fee option in the lineup
  • Strong mobile app

Cons

  • Premium card carries an annual fee
  • Cash back card charges foreign transaction fees

All Atlas Bank cards

Atlas Bank
Atlas Rewards Signature
•••• •••• •••• 0000
RewardsTravel

Atlas Rewards Signature

Flexible points for people who fly more than they file expense reports.

Purchase APR
20.24%–28.99% variable
Annual fee
$95
Balance transfer fee
5% (min $5)
Foreign transaction fee
None
Rewards
5x travel booked through Atlas, 3x dining, 2x all other travel, 1x everything else

Intro offer: 60,000 bonus points, valued at about $750 when redeemed for travel — estimated value $750, requires $4,000 in spend within 3 months.

  • Points transfer to 14 airline and hotel partners
  • No foreign transaction fees
  • $50 annual hotel credit through the Atlas portal
  • $95 annual fee
  • Weak grocery earn rate
  • Best value requires travel redemptions
Compare this cardAbout Atlas Bank

Rates and fees are estimates and vary by creditworthiness. See full disclosure below.

Atlas Bank
Atlas Everyday Cash
•••• •••• •••• 0000
Cash back

Atlas Everyday Cash

Flat-rate cash back with nothing to activate or track.

Purchase APR
19.24%–29.24% variable
Annual fee
$0
Balance transfer fee
3% intro, then 5%
Foreign transaction fee
3%
Rewards
2% cash back on every purchase, no categories, no caps

Intro offer: $200 cash bonus after qualifying spend — estimated value $200, requires $500 in spend within 3 months.

Intro APR: 0% for 15 months on purchases and balance transfers, then 19.24%–29.24% variable.

  • No annual fee
  • Simple flat 2% on everything
  • 15-month 0% intro APR
  • 3% foreign transaction fee
  • No bonus categories to accelerate earning
Compare this cardAbout Atlas Bank

Rates and fees are estimates and vary by creditworthiness. See full disclosure below.

Illustrative cards & advertiser disclosure. LendingHookup is a comparison experience. The cards, issuers, rates and offers currently shown are illustrative examples, not live offers. We may receive compensation if affiliate offers are added. Rewards and intro values are estimates; required spend, annual fees, transfer fees and variable APRs apply. Approval is not guaranteed. Review the issuer’s current terms before applying.

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